Connect to Credit Cloud API
Symmetrical enables you to deliver the right credit to your customers in real-time when they need it. Build on financial service-as-a-code architecture.
Imagine credit in the clouds ...
Symmetrical is a decentralised credit cloud. We designed and shipped cloud computing – like layer of abstraction for the financial services. It is flexible, programmable and API-first, you will love it! We allow our Partners to instantly deliver the right credit to their clients and employees creating the tailored experience within their user interface. We enable Institutional Investors to slash client acquisition costs and provide financing directly to the end-users at a scale.
We enable you to embed lending capabilities directly in your conversion flow, web or mobile app. Become a financial institution in few days!
We drive client acquisition cost to the minimum and allow investing in credit products through both primary and secondary markets.
How it works
Institution-centric process of buying financial services
Inefficient, time consuming, client is a clear loser
Money providers get customers without any sales&marketing costs, financial products are sold in a completely automated way.
Symmetrical Platform matches money demand and supply with minimal costs, the financial products are standardised and without hidden fees.
Partners can monetize their user base without losing control over users and their experience.
Users provide their data to be offered with cheap and ethical financial products.
Platform-centric process of buying financial products
Efficient, real-time, clients, partners and investors are the winners
Stimulating „the Internet of Money” — how programmatic architecture for financial services is going to redesign the industry?
Introducing the future stack for Decentralised Finance (DeFi): Atomic Securities and Atomic Protocol
CreditRank Algorithm – designing the future of identity, data management and access to credit
CreditCloud – building cloud computing – like layer of abstraction for the financial services
Symmetrical provides partners with real-time pricing. Every product includes a clear guaranteed payout.
Never again reject a customer, Symmetrical platform connect any risk profile to adequate risk taker.
Configure your own financial services with a flexible creator, offer them to your customers and employees.
Your products and services are sold in full compliance with your regulatory and brand safety requirements.
Become a financial institution without taking any financial risk.
Every financial product translates into an atomic security which is divisible and easily transferable.
Get free access to credit history of the market to calibrate your models.
Use programmatic tools to manage your portfolio top-down, from the perspective of asset allocation into the details of a single atomic security.
All the operational side of financial product servicing is outsourced to Symmetrical.
Create custom securities based on risk, duration, target customers and product parameters.
Symmetrical creates secondary market for quick portfolio rebalancing.
Any Financial Product your customer needs, delivered in real-time when he needs it
Symmetrical delivers personal loans for a complete range of purposes, including consumption, weddings, home improvement, medical emergencies and more. Funds from 100 EUR to 100,000 EUR, APR ranges from 1.99% to 39.99% (based on creditworthiness), terms from 1-84 months, money as soon as the same business day.
We kill the interest rates and translate them into 6, 12 or 24 monthly instalments ranging from 25 to 2500 EUR per month, we help with increasing purchase power of your clients, delivering money as soon as the same business day.
Built-in Omnichannel Customer Acquisition interfaces
White-labeled embeddable widgets, native integrations to provide instant functionality for financial services integrated directly within your conversion flow.
Customised web supermarket or mobile app with financial products for your employees, suppliers, partners and customers.