Make every day a pay day

Symmetrical.ai is a Polish-British company operating in the fintech-as-a-service model, which runs a platform for providing simple and convenient financing that associates those in need with the financial institutions that offer it. In Poland, we operate as Symmetrical Labs sp. z o.o. and offer an advance payment service for salary in addition. A list of institutions cooperating with us and our full address details can be found here [link]

The application is intended for employees, associates and contractors of companies that have concluded an appropriate agreement with Symmetrical Labs.

The cash advance is not a credit product. It is a simple payment of part of the salary before the final payment date resulting from the contract or regulations. Our system allows you to determine how much you have “earned” your salary at a given moment and thanks to that you can access it earlier. You do not take out a loan, you do not appear in the BIK database – simply your employer transfers the part of your salary earlier through us, at the end of the month you receive the rest at the normal paycheck.

Your last salary will be reduced by the amount of cash advances in the last month of work, and then the possibility of accessing new advances will be deactivated.

For handling the entire process, including providing a system that enables the cash advance payment, Symmetrical Labs charges a commission on every cash advance transfer. The amount of the commission is always presented when submitting the order.

Symmetrical Labs, along with advance payment services, is also a loan broker. Through us, you can take out a cash loan at a bank or loan institution. This is a normal financial product such as you can enlist, for example, at a bank branch. However, thanks to our system, the process of applying and concluding the contract is completely on-line. Additionally, thanks to the authorization contained in the framework agreement concluded with Symmetrical Labs, the loan installment is deducted directly from your salary – so you do not have to remember to repay the loan.

The basic assumption of loans granted via Symmetrical is that subsequent installments are deducted from your salary without your participation – based on the authorization contained in the framework agreement. In the event of cancellation of the authorization or termination of the work contract, the installments must be paid independently in accordance with the loan agreement (on the account indicated therein and on the dates indicated therein).

All information about the processing of personal data can be found on symetrical.ai/gdpr

Data protection officer in Symmetrical group is Bartosz Kapuściński, you can contact him by e-mail (gdpr@symmetrical.ai), using the help form in the application or by a mail to Symmetrical address.

All submissions can be sent via e-mail (gdpr@symmetrical.ai), using the help form in the application or by post to Symmetrical (Rozbrat 6/18, 00-451 Warsaw).